Buyer's Checklist 

Selling your home is a huge decision, and it's normal to easily forget about a few things to check when preparing. To help you make the best decision, we here at Sukh Brar Realty Group made you a quick checklist!

Calculate your monthly income and debt
Check your credit report
Use a mortgage calculator
Figure out your down payment

 Choose a type of mortgage
Speak to at least five lenders and mortgage brokers
Shop for the best interest rates and programs

 Choose a location (downtown, urban, suburban, rural)
Choose a type (single family, townhouse, condo, loft)
Choose a size
Choose an architectural style

Look online for information on schools, crime rate, traffic, and zoning
Determine your work commute
Scout local amenities, such as parks, shops, and restaurants

Get referrals, you'll find Sukh Brar to be highly referred from the North Delta community
Consider working with an exclusive buyer's agent
Interview at least three agents
Look for experience and good chemistry

 Ask Sukh Brar for comps to estimate the property's fair market value
Ask the seller's reason for selling
Review all property disclosures (included in our services)
Find out about liens, easements or other restrictions (included in our services)

 Determine the purchase price
Include contingencies, such as financial, inspection or purchase
(included in our services)
Spell out any special requests and repairs you want to be included in the sale
Determine an earnest money amount (included in our services)
Define a move-in date (included in our services)
Once both parties agree to the terms, sign the Purchase and Sale Agreement

 Get the house appraised
Get a professional home inspection
Consider getting specific inspections for structural engineering, roof, and termites
Use the appraisal and inspection reports to re-negotiate if necessary (included in our services)
Choose a home insurance company
Complete the loan process with the lender
Do a walk-through inspection prior to closing
Set aside cash for the closing costs and down payment

 Review the settlement document at least 2 days before closing to see how funds will be collected and distributed (included in our services)
Get a cashier's check for the amount you need to bring to closing, including the down payment and closing costs